The "Electronic Payment for Financial Stability in Iraq" conference featured an interview with His Excellency, the Governor of the Central Bank of Iraq, Ali Al-Alaq, conducted by the Executive Director of the Iraqi Private Banks League, Ali Tariq. Al-Alaq emphasized the significant advancements in e-payments within Iraq, along with the Central Bank's strategic move toward establishing digital banks. He stated, "We had conducted in-depth studies before we were able to set regulations for licensing new digital banks, and thus far, 79 banks have applied." He affirmed that the Central Bank maintains robust relationships with international banks, global financial institutions, electronic payment providers, and other central banks. Furthermore, the Central Bank continues to collaborate closely with leading banking institutions. He added that the push toward digital transformation in Iraq, especially in the financial and economic sectors, is a priority for both the government and the Central Bank of Iraq, aiming to provide the best banking services. He emphasized that there is significant momentum to advance digital transformation, with the financial and banking sector being a key driver. Despite the challenges and obstacles Iraq has faced over the past decades, He pointed out that the digital transformation process is progressing rapidly, as indicated by Central Bank data, and affirmed that they are moving in the right direction. The Governor also stressed the importance of keeping up with developments and changes, pointing to direct engagement with both internal and external entities on two levels; the first focuses on capacity building within the banking sector by providing skills and various applications, where Iraqi personnel are distinguished by their adaptability and development; the second level is international cooperation, with the Central Bank of Iraq maintaining broad and effective relations with international financial and monetary institutions and banks around the world.